The different parts of Medicare

The different parts of Medicare help cover specific services: Medicare Part A (Hospital Insurance) helps cover

  • Inpatient care in hospitals
  • Skilled nursing facility, hospice, and home health care

Medicare Part B (Medical Insurance) helps cover

  • Services from doctors and other health care providers, hospital outpatient care, durable medical equipment, and home health care
  • Preventive services to help maintain your health and to keep certain illnesses from getting worse

Medicare Part C (Medicare Advantage)

  • Includes all benefits and services covered under Part A and Part B
  • Run by Medicare-approved private insurance companies
  • Usually includes Medicare prescription drug coverage (Part D) as part of the plan
  • May include extra benefits and services for an extra cost 

Medicare Part D (Medicare Prescription Drug Coverage)

  • Helps cover the cost of outpatient prescription drugs
  • Run by Medicare-approved private insurance companies 
  • May help lower your prescription drug costs and help protect against higher costs in the future

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Special Enrollment Periods

If you have recently moved, or have started to receive low income assistance, or are on Medicaid and Medicare - contact us to see if your special situation allows you to add/change plans throughout the year.  Otherwise, the regular open enrollment for Medicare Advantage plans is from October 15- December 7 of each year. Contact us with any questions.

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