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Are you looking for answers with your health insurance questions?  What are the rules regarding health care - at any age?  We have the answers to your Medicare questions, your Obamacare questions, your travel insurance questions.  Sign up at the top and I will send you the top 5 things to look for in a health plan.  

Welcome to Sand Dollar Insurance Consulting

Sand Dollar Insurance Consulting provides information and quotes for all of the major insurance carriers for Medicare health insurance.  If you don't know the difference between Medicare Advantage and Medicare Supplement plans - no need to worry, because I do!  My name is Linda Dolente, President of Sand Dollar Insurance Consulting, and I have numerous certifications in selling for Medicare Advantage plans and Medicare Supplement plans, in addition to Prescription Drug plans.


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Special Enrollment Periods

If you have recently moved, or have started to receive low income assistance, or are on Medicaid and Medicare - contact us to see if your special situation allows you to add/change plans throughout the year.  Also, if you have passed age 65 and worked until age 67 or so, that too is a special election to enroll in Medicare and obtain a plan that hopefully has less expensive costs.  Otherwise, the regular open enrollment for Medicare Advantage plans is from October 15- December 7 of each year. Contact us with any questions.

Medicare Changes

Medicare's Part B payment has risen this year to $170.10 for 2022, although the Social Security payments have also risen as well. For those with VA benefits, they get the benefit of an increase in their Social Security benefits without having to worry about Part B payments.  It will be interesting to see what changes to Medicare are coming next.  Will they lower the age at which those in their 60's will be able to obtain Medicare?  Who will pay for all of that?  Hmmm.... will be interesting.  Social Security and Medicare are under constant scrutiny as they are cash cows and hope to retain their funding.  The crush of baby boomers retiring has many financial professionals worrying that there will not be enough money available to fund these programs in the future.  

Senior Issues

Is 70 the new 50?  Americans are living longer, medicine is changing, and pharmaceutical companies are coming out with new drugs.  All issues related to senior living may be found here.


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