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Are you looking for answers with your health insurance questions?  What are the rules regarding health care - at any age?  We have the answers to your Medicare questions, your Obamacare questions, your travel insurance questions.  Sign up at the top and I will send you the top 5 things to look for in a health plan.  

Welcome to Sand Dollar Insurance Consulting

Sand Dollar Insurance Consulting provides information and quotes for all of the major insurance carriers for Medicare health insurance.  If you don't know the difference between Medicare Advantage and Medicare Supplement plans - no need to worry, because I do!  My name is Linda Dolente, President of Sand Dollar Insurance Consulting, and I have numerous certifications in selling for Medicare Advantage plans and Medicare Supplement plans, in addition to Prescription Drug plans.


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Special Enrollment Periods

If you have recently moved, or have started to receive low income assistance, or are on Medicaid and Medicare - contact us to see if your special situation allows you to add/change plans throughout the year.  Also, if you have passed age 65 and worked until age 67 or so, that too is a special election to enroll in Medicare and obtain a plan that hopefully has less expensive costs.  Otherwise, the regular open enrollment for Medicare Advantage plans is from October 15- December 7 of each year. Contact us with any questions.

Medicare Changes

Medicare's Part B payment has decreased this year to $164.90 for 2023!  That's a savings of over $5 from last year.  Part B payments have been going up steadily for the last few years, so this is good news for Medicare recipients.  I have been telling people that it's $200, but now I will revise my estimates now that the payment has dropped to $165 - I rounded up.  Don't know how they come up with $.90, instead of making it an even $165, but hey, any savings are welcome.  Hopefully the trend continues for coming years.  Let me know if you have any questions regarding Medicare and how it impacts you and your finances.  Medicare plans change every year, and plans are constantly changing their benefits, monthly amounts, and copays - so it's always a good idea to review your options every year.  

Senior Issues

Is 70 the new 50?  Americans are living longer, medicine is changing, and pharmaceutical companies are coming out with new drugs.  All issues related to senior living may be found here.


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