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Sand Dollar Insurance is contracted with 10 different insurance carriers for Medicare Advantage, Medicare Supplement, and Prescription Drug plans

Welcome to Sand Dollar Insurance, an informative website on Medicare, Medicare Advantage and Medicare Supplement plans, in addition to Prescription Drug plans.


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Insurance Blog

Turning Age 65

So you are turning age 65 and you have been receiving all kinds of mail from the government, insurance companies, and agents advising you that you need to enroll in a Medicare plan.  Which one do you choose?  How did you get to be age 65 so quickly!?  

Medicare Open Enrollment

It is almost time for the open enrollment period for Medicare plans, but did you know that any time you move you should check to make sure that your insurance company has a plan in the new area that you are moving to?  Insurance companies call these "service areas" - meaning that a group of doctors and hospitals that are in one part of the state or region but not be within driving distance for you once you move.

Any time you move you should ask your agent or insurance company if there are any issues with your access to doctors and hospitals, as well as pharmacies.  

Many people on Medicare move for all kinds of reasons.  Retirement, moving to be close to grandchildren, downsizing, warmer (or colder!) climate, job changes - or even a sense of adventure.  You definitely want to contact me and 

Special Enrollment Periods

If you have recently moved, or have started to receive low income assistance, or are on Medicaid and Medicare - contact us to see if your special situation allows you to add/change plans throughout the year.  Otherwise, the regular open enrollment for Medicare Advantage plans is from October 15- December 7 of each year.  However, you may enroll in a Medicare Supplement all year long!  Contact us with any questions.

Medicare Changes

Here is where I will post updates to Medicare and update you with any news.  With a new administrator for CMS (Centers for Medicare Services) there are sure to be new rules, hopefully to aid seniors in the coming years.

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ACA (Obamacare) Insurance

Obamacare is up in the air as the new President takes office and is taking square aim at the "Affordable Care Act."  Have you been able to keep your own doctor?  Are your costs lower than before?  Here is where we take stock of where the ACA is, and update you on any new proposals and legislation being passed.  

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Senior Issues

Is 70 the new 50?  Americans are living longer, medicine is changing, and pharmaceutical companies are coming out with new drugs.  All issues related to senior living may be found here.

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